| ACKNOWLEDGMENT |
|
4 | (1) |
| DEDICATION |
|
5 | (1) |
| WARNING DISCLOSURE |
|
6 | (1) |
| PREFACE |
|
7 | (4) |
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CHAPTER 1 HOW TO USE THIS BOOK |
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|
11 | (4) |
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CHAPTER 2 TERMS YOU NEED TO KNOW |
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|
15 | (12) |
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CHAPTER 3 GETTING READY TO BUY A HOUSE |
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|
27 | (22) |
|
|
|
28 | (3) |
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|
|
31 | (15) |
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|
|
46 | (3) |
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CHAPTER 4 CHOOSING YOUR REALTOR(R) |
|
|
49 | (10) |
|
XXX CHOOSING YOUR REALTOR(R) |
|
|
50 | (2) |
|
XXX INTERVIEWING THE REALTOR(R) |
|
|
52 | (7) |
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CHAPTER 5 CHOOSING YOUR LENDER |
|
|
59 | (24) |
|
|
|
61 | (22) |
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CHAPTER 6 BUYING FROM A FSBO (FIZZ-BOW) |
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|
83 | (6) |
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|
|
84 | (2) |
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|
|
86 | (3) |
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CHAPTER 7 WRITING THE CONTRACT: MAKING AN OFFER |
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|
89 | (4) |
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CHAPTER 8 GETTING THE LOWEST RATE POSSIBLE (here's the BEEF!) |
|
|
93 | (16) |
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CHAPTER 9 PAYING THE LEAST IN CLOSING COSTS |
|
|
109 | (4) |
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CHAPTER 10 THE LOAN PROCESS |
|
|
113 | (16) |
|
|
|
113 | (16) |
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CHAPTER 11 EXAMPLES AND SAMPLES |
|
|
129 | (60) |
|
|
|
132 | (2) |
|
|
|
134 | (4) |
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Loan application credit report |
|
|
138 | (4) |
|
Letter explaining credit report |
|
|
142 | (2) |
|
Letter confirming telephone conversation |
|
|
144 | (2) |
|
Letter to creditor explaining late payment |
|
|
146 | (2) |
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Letter explaining why payment will be late |
|
|
148 | (2) |
|
Letter to collection company |
|
|
150 | (2) |
|
|
|
152 | (2) |
|
Lender's Rate Quote Sheet |
|
|
154 | (2) |
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Lender's Good Faith Estimate (blank form) |
|
|
156 | (2) |
|
Contract for Sale and Purchase |
|
|
158 | (4) |
|
|
|
162 | (2) |
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Competitive Market Analysis (CMA) |
|
|
164 | (2) |
|
|
|
166 | (2) |
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Closing Cost Estimate addendum to the contract |
|
|
168 | (2) |
|
Items needed at loan application |
|
|
170 | (2) |
|
Settlement Cost Statement, with garbage fees |
|
|
172 | (4) |
|
Settlement Cost Statement, no garbage fees |
|
|
176 | (4) |
|
Good Faith Estimate, with garbage fees |
|
|
180 | (2) |
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Good Faith Estimate, no garbage fees |
|
|
182 | (2) |
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Truth-In-Lending Disclosure, with garbage fees |
|
|
184 | (2) |
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Truth-In-Lending Disclosure, no garbage fees |
|
|
186 | (3) |
| ABOUT THE AUTHOR |
|
189 | (2) |
| APPENDIX |
|
191 | |
| Other Reference Books |
|
191 | (1) |
| Notes |
|
192 | (3) |
| Order Forms |
|
195 | |
