The Credit Card Wars and How to Win Them

A book designed to be easy to read, and use on the fly. Stop forclosure, the IRS, and how to deal with them if owed money, Chapter 7, and 13, and how to apply them to your financial situation, how to set up a "pro-rata" plan for creditors, work-sheets, and letters. All inclusive information you will not be able to do without. This is a must read for anyone who is in financial hell, and needs relief.The author is a former Management Analyst, and Financial Planner who did extensive research for the purpose of this book. Every letter in the book has been used by the author when he found himself in credit card hell, and sought relief. Learn how to win the credit card wars, and settle your debt for pennies on the dollar.