The Female Investor Creating Wealth, Security, and Freedom through Property

**Winner of the Personal Finance and Investment Book of the Year at the Australian Business Book Awards 2022**

Conquer the challenges faced as a woman pursuing financial independence and prosperity

In The Female Investor: Creating Wealth, Security, and Freedom through Property, celebrated property and finance experts Nicola McDougall and Kate Hill deliver a practical and approachable guide for women of all ages as they navigate the world of property investing. You'll learn how to build equity and wealth in the property market and achieve financial independence, all while overcoming the gender-based salary deficit and balancing the demands of family and work.

You’ll discover invaluable advice on:

• How to get started with property investing, regardless of what stage of life you're in
• How to protect your assets in the event of a relationship breakdown and handle "the talk" with your partner when you decide it’s time to join financial forces
• New strategies and trends for achieving financial independence, like rentvesting and co-buying

The Female Investor is an essential read for young women just starting out in the workforce, long-time professionals returning to work after caring for a child, and any other woman trying their best to overcome the financial disadvantages faced by women everywhere. It also belongs in the libraries of anyone else who seeks to support the women in their lives.

Nicola McDougall is a celebrated Australian property and finance journalist, blog writer, business owner, and property investor.

KATE HILL is an award-winning property mentor, qualified property investment adviser, and buyers’ agent.

About the authors ix

Introduction: Why you must act — now! xi

1 Who can help: Getting your team on board 1

2 How to save: Finance is not a dirty word 15

3 When to buy: The truth about property investment 31

4 Where to buy: The lowdown on location 51

5 What to buy: It’s not just about the dwelling 73

6 How to buy: Negotiate like you mean it 97

7 Landlady know-how: How to own property for yonks 113

8 How to hold: Fear not, my friend 131

9 How to improve: The reality of renovations 153

10 How to grow: Having ‘the talk’ 167

11 When to sell: Why your property must grow wrinkles 181

Some final words from Nicola and Kate 193

Index 197

The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any access cards, study guides, lab manuals, CDs, etc.

The Used, Rental and eBook copies of this book are not guaranteed to include any supplemental materials. Typically, only the book itself is included. This is true even if the title states it includes any access cards, study guides, lab manuals, CDs, etc.