Fight Foreclosure! How to Cope with a Mortgage You Can't Pay, Negotiate with Your Bank, and Save Your Home

The book will candidly explore options and alternatives available to you when you can't make your monthly mortgage payment but want to avoid foreclosure. The author, explains the pre-foreclosure process using real life examples of families faced with foreclosure, their choices, and the steps/missteps taken. The book provides an easy to understand explanation of delinquency, default, and foreclosure from a homeowner's perspective, including a state-by-state guide to foreclosure laws. (Although state laws differ, the underlying causes for foreclosure are universal ... and the process to avoid foreclosure is almost interchangeable.) Measures to avoid foreclosure do not come as "one-size-fits-all" and are a result of informed decisions. Identifying, then weeding out "credit repair" predators' 'too good to be true' solutions will help distressed homeowners find alternatives in the high-pressure, time-sensitive environment of mortgage foreclosure.

David M. Petrovich is Executive Director of the Society for the Preservation of Continued Homeownership, a nonprofit 501(c)(3) Corporation that provides preforeclosure counseling to financially troubled homeowners. He has investigated allegations of predatory lending, mortgage loan servicing error, fraud, and untoward realty transactions for the Mortgage Bankers Association of America, and his career in real estate spans more than twenty years.