Ghana: An Incomplete Independence or a Dysfunctional Democracy?

Can anybody tell us why profound poverty continues to plague our nation of barely 25 million people in this modern era of globalization in 2012? Why do you think the vast majority of our beloved people live on less than a dollar a day and struggle from cradle to grave living in near squalor, and eking out near subsistence existence? As yourself why is it that in the midst of this profound abject poverty less than ten percent of our fellow countrymen and women live in opulence and wallow in untold riches with their mansions encased with six-foot walls, seek medical attention in luxurious medical facilities abroad? Are the vast majority of our people in poverty ignorant and stupid, while the few wealthy ones are perceived as more intelligent and wiser than all of us?