The Money Book for Freelancers, Part-Timers, and the Self-Employed The Only Personal Finance System for People with Not-So-Regular Jobs

We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward a dream: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. We are the independent workforce. We are freelancers, self-employed entrepreneurs, part-timers, permalancers, temps, consultants, contract workers, and all-around go-getters. Some of us choose to work like this. Some of us have been given no choice in this world of mass layoffs and ever-shrinking benefits.

Joseph D'Agnese and Denise Kiernan are writers and journalists whose work has appeared in the New York Times, Wall Street Journal, Village Voice, Wired, Saveur, Discover, Ms. Magazine, and Vibe, among other publications.