Money Matters Workbook for Teens (ages 11-14)

Did you know that the average American teenager spends nearly $3,000 a year? Sounds like a lot, doesn't it? But with money gifts from birthday and Christmas, allowances, and part-time jobs, teenagers have gained purchasing power in this country.But when you turn 20, will you know where that $21,000 went? We like to have money, save money, and especially spend money, but few people put learning about money at the top of their priority list. As a teen, maybe you don't feel that you have enough money to worry about it, but even though you don't have much, you have enough to matter - especially to the people that sell products for teens! Don't get caught in the web of marketing gurus. Take control of your money, so no one else will.In the Money Matters Workbook for Teens, Larry Burkett and Todd Temple will show teens how to:Pay fair price for quality items.Avoid being ripped off by misleading ads and salespeople.Stay out of debt.Save for a car, college, your own business.Give money away that will make a difference in the world.Save money to do fun things with your friends.Learn skills that will help you right now, and prepare for a successful financial future.

LARRY BURKETT (1939-2003) was a well-known authority on business and personal finance and wrote more than seventy books, including non-fiction best-sellers like Family Financial Workbook, Debt Free Living, and “The World’s Easiest Guide” to Finances. He had a worldwide radio ministry. Larry founded Christian Financial Concepts and served as chairman of the Board of Directors of Crown Financial Ministries. 1/04

1. Money Basics

2. How Banks Work

3. The Checkbook

4. Reconciling a Checking Account

5. Keeping Track of All That Money

6. Controlling Bigger Budgets

7. Giving It Back

8. How to Make Money with Money

9. How to Spend Money Wisely

10. How Loans Work

11. How to Borrow Money

12. How to Change the World with Your Money