Personal Finance

The main feature ofPersonal Financeis its hands-on approach keyed to the concepts readers need to build their own financial plans. The textrs"s six parts are all pieces of a financial plan; Chapter 22 is the capstone. A running example throughout the book and a variety of end-of-chapter cases reinforce the practical aspects of planning.

Jeff Madura is a finance professor at Florida Atlantic University. He received a MA in Economics at Northern Illinois University and a DBA in Finance at Florida State University. He teaches courses in Capital Markets, International Finance, Multinational Financial Management, and Financial Markets.

 

In addition to teaching, Madura has authored textbooks on personal finance and financial markets and institutions, as well as publications on various topics, including IPOs, mergers, divestitures, stock repurchases, closed-end funds, banking, behavior finance, and stock analyst recommendations.

Chapter 1: Overview of a Financial Plan

 

Part 1: Tools for Financial Planning

Chapter 2: Planning with Personal Financial Statements

Chapter 3: Applying Time Value Concepts

Chapter 4: Using Tax Concepts for Planning

 

Part II: Managing Your Liquidity

Chapter 5: Banking and Interest Rates
Chapter 6: Managing Your Money

Chapter 7: Assessing and Securing Your Credit

Chapter 8: Managing Your Credit

 

Part III: Personal Financing

Chapter 9: Personal Loans

Chapter 10: Purchasing and Financing a Home

 

Part IV: Protecting Your Wealth

Chapter 11: Auto and Homeowner’s Insurance

Chapter 12: Health and Disability Insurance

Chapter 13: Life Insurance

 

Part V: Personal Investing

Chapter 14: Investing Fundamentals

Chapter 15: Investing in Stocks

Chapter 16: Investing in Bonds

Chapter 17: Investing in Mutual Funds

Chapter 18: Asset Allocation

 

Part VI: Retirement and Estate Planning

Chapter 19: Retirement Planning

Chapter 20: Estate Planning

           

Part VII: Synthesis of Financial Planning

Chapter 21: Integrating the Components of a Financial Plan

 

Appendix A: Your Career

Appendix B: Projects

Appendix C: Financial Tables