Your Money or Your Life A Practical Guide to Managing and Improving Your Financial Life

Each of us needs to understand the basics of how money and investments work. Our quality of life and the well-being of our family and loved ones depend on it. Cycles of economic upswings and downturns are normal, and our ability to navigate the fluctuations is critical if we are to thrive and even survive.InYour Money or Your Life,Alvin Hall shows us how to master those basic financial principlesthat are essential for sound financial planning. In practical, no-nonsense, straightforwardlanguage, Hall helps us identify our financial strengths and weaknesses and shows us how todevelop strategies that will prudently build our financial security for good times and bad.Hall's sacred financial principles include: Foolproof methods to get control of spending and greatly reduce credit card debt -- how to avoid spending future income before it is earned. Strategies to make good financial choices for short-term happiness and long-term financial security -- the importance of developing savings strategies that will last a lifetime. How to identify the benefits of buying a home and determine the right time to take the plunge. The importance of preparing for the "what if's" that will undoubtedly challenge the best-laid plans. Self-monitoring techniques to help you maintain your right financial balance.Your Money or Your Lifeis a guide to overcoming bad money management and mastering the basics of personal finances today. A frequent guest on NPR and an internationally known financial educator, Alvin Hall answers many of the questions often asked on his radio and television segments -- and more.

Alvin Hall is an internationally known financial educator, bestselling author, and regular contributor to magazines and newspapers. A contributor to NPR, he hosted the highly rated and award-winning BBC series Your Money or Your Life, on which he offered both practical financial and psychological advice to people about how to fix their financial problems. His radio program, Jay-Z: From Brooklyn to the Boardroom, won the Wincott Foundation Press and Broadcasting Award for the best radio program for 2006. Among Hall's bestselling books are You and Your Money: Mastering the Emotions Behind the Numbers and Getting Started in Stocks. Hall lives in New York City, where he designs and teachers classes about the investment markets.