Next Gen Dollars and Sense Companion Workbook

The Next Gen Dollars And Sense Companion Workbook is the essential follow-up to the acclaimed 2023 book Next Gen Dollars and Sense by Joel Garris, J.D.. Created to deepen your understanding of personal finance, this workbook transforms theory into action with real-world examples, exercises, and thought-provoking questions that reinforce key financial concepts.
Structured to mirror the book chapter by chapter, the workbook can be used alongside your reading or after completing the book. Each section includes:

A short summary of key topics from the original Next Gen Dollars and Sense book
Key terms and definitions
2025 legislative updates (including the impactful One Big Beautiful Bill Act)
Interactive exercises and activities
A comprehension quiz
A QR code linking to a video of Joel Garris discussing the chapter

Whether you're just starting your financial journey or planning for retirement, this workbook helps you—and more importantly, your children and grandchildren—build a strong foundation in money management. With an estimated $90 trillion expected to transfer between generations over the next 25 years, now is the time to start meaningful conversations about financial legacy and planning.

In a world flooded with online financial advice chasing clicks and likes, this workbook offers timeless, practical guidance rooted in real-life scenarios.

Joel J. Garris is the President and Chief Executive Officer of Nelson Financial Planning, Inc., and enjoys helping people achieve their financial goals. He provides financial planning guidance to families, businesses, and individuals about taxes, retirement, and investments and specializes in bringing perspective to life's financial decisions. His areas of expertise include income planning, wealth management, legacy planning, and minimizing taxes. Joel is a CERTIFIED FINANCIAL PLANNER™ Professional, Certified Financial Fiduciary®, and holds various securities licenses, including: • Series 7—General Securities Representative • Series 24—General Securities Principal • Series 27/28—Financial and Operations Principal • Series 51—Municipal Fund Securities Principal A graduate of Boston University School of Law, he is a former member of the Massachusetts and Washington, DC bars. He can be reached at (407) 629-6477 or Joel@NelsonFinancialPlanning.com Joel is the current host of one of Central Florida's longest-running radio shows, which was started in 1984 by his father-in-law, Jack Nelson. Dollars & Sense airs live every Sunday throughout Central Florida: • 9:00 a.m. to 10:00 a.m. on WFLA 93.1FM / 540 AM • 9:00 a.m. to 10:00 a.m. on The Game 96.9 FM • 11:00 a.m. to 12:00 p.m. on WMMB 92.7 FM Recently named one of the Top 25 Financial Planning Podcasts by Feedspot, the show is available on numerous podcast platforms and its YouTube channel. Previously, Joel was the host of "Moneywise," a financial call-in talk show on WORL 660 AM, and taught a personal enrichment class entitled Analyzing and Solving Life's Financial Matters through Orange County Public Schools. Joel has been interviewed on a variety of radio programs, including National Public Radio and Good Morning Orlando. His television appearances include national content provider Ivanhoe Broadcasting and "Best of Central Florida" on CBS affiliate WKMG. Joel served as an Assistant Scoutmaster for Troop 24, chartered by First Presbyterian Church of Orlando, and has been a youth sports coach for Delaney Park Little League, Association of Christian Youth Sports, YMCA, and Upward. He is also a member of various organizations, including Mensa, and has been a volunteer for Literacy Volunteers of America and the Veterans' Administration. Joel and his wife Stephanie will celebrate their 25th anniversary in 2024. Stephanie is President and CEO of Grace Medical Home, a non-profit that provides medical care for the uninsured. She is also a past President of the Junior League of Greater Orlando. Their oldest son, Nelson, is a recent graduate of Auburn University, their middle son, Ethan, is pursuing a master's degree in accounting at the University of Virginia, and their youngest son, Connor, is studying at Northeastern University. All three are graduates of Boone High School and The Christ School in downtown Orlando.