Reducing Retirement Inequality Building Wealth and Old-Age Resilience

1. Diversity, Inclusion, and Inequality in Retirement Wellbeing: An Overview, Olivia S. Mitchell and Nikolai RoussanovI. Retirement Wealth Inequality2. Retirement Assets and the Wealth Gaps for Black and Hispanic Households, Gustavo Suarez, Jeffrey Thompson, and Alice Henriques Volz3. Changes in Racial Gaps in Retirement Security over Time, Karen Dynan and Douglas Elmendorf4. Understanding Trends in Hispanic and African American Retirement Preparedness in the US, Edward N. Wolff5. Wills, Wealth, and Race, Jean-Pierre Aubry, Alicia H. Munnell, and Gal WettsteinI. The Roles of Housing, Expectations, and Social Security6. The Racial Wealth Gap and the Legacy of Racially Restrictive Housing Covenants, Larry Santucci7. Racial and Ethnic Differences in Longevity Perceptions and Implications for Financial Decision-Making, Abigail Hurwitz, Olivia S. Mitchell, and Orly Sade8. Social Security and the Racial Wealth Gap, Sylvain Catherine and Natasha SarinII. Differential Access to Financial and Human Capital Markets9. Financial Inclusion and Retirement Preparedness in the United States, Vicki L. Bogan10. How Racial Differences in Housing Returns Shape Retirement Security, Amir Kermani and Francis Wong11. Racial Differences in Debt Delinquencies and Implications for Retirement Preparedness, Mingli Zhong and Jennifer Andre12. Understanding Financial Vulnerability among Asians, Blacks, and Hispanics in the United States, Annamaria Lusardi, Olivia S. Mitchell, Alessia Sconti, and Andrea StichaIII. Narrowing the Gaps13. Tax Policy to Reduce Racial Retirement Wealth Inequality, Carl Davis and Brakeyshia Samms14. Improving the Financial Security of Workers of Color through Employee Financial Wellness Programs, John J. Kalamarides15. Enhancing Retirement Wealth and Reducing Retiree Inequality: Emergency Savings 460 Accounts and Other Policy Options, David C. John, J. Mark Iwry, and William G. Gale16. Would Baby Bonds Reduce Racial Retirement Wealth Inequality?, Naomi Zewde