Genes and Insurance: Ethical, Legal and Economic Issues

, by
Genes and Insurance: Ethical, Legal and Economic Issues by Marcus Radetzki , Marian Radetzki , Niklas Juth, 9780521054508
Note: Supplemental materials are not guaranteed with Rental or Used book purchases.
  • ISBN: 9780521054508 | 0521054508
  • Cover: Paperback
  • Copyright: 1/21/2008

  • Rent

    (Recommended)

    $30.82
     
    Term
    Due
    Price
    *This item is part of an exclusive publisher rental program and requires an additional convenience fee. This fee will be reflected in the shopping bag.
  • Buy New

    Special Order: 1-2 Weeks

    $41.53
The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurers access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance.
Loading Icon

Please wait while the item is added to your bag...
Continue Shopping Button
Checkout Button
Loading Icon
Continue Shopping Button