Grandma (Nana) Piggy Bank Money- Saving Tips A Financial Literacy Wellness Guide

This Financial Literacy Wellness Guide, "Grandma (Nana) Piggy Bank Money-Saving Tips," is a great place to start, and today is a great day to do it. Financial literacy is the ability to understand and make use of a variety of financial skills, including personal financial management, budgeting, and investing. It also means comprehending certain financial principles and concepts, such as the time value of money, compound interest, managing debt, and financial planning. "Grandma (Nana) Piggy Bank Money-Saving Tips" will put you in the driver's seat to become self-sufficient and achieve financial stability. Research study reveals those with higher levels of financial literacy are more likely to spend less income, create an emergency fund, and open a retirement account than those with lower levels. The "Grandma (Nana) Piggy Bank Money-Saving Tips" book will help you understand basic money concepts.

Brenda Oldham is the CEO/ Owner of RAM Insurance & Financial Services. Brenda is also a published author of "Experiences of African Americans Before and After a Series of Financial Education Workshops Regarding Their Wealth." She is a graduate of the University of Michigan School of business and obtained a Master of Science in Human Resource Management from Central Michigan University. She also holds a Doctoral degree in Leadership Education at National University. She is very active in her community and involved in A World In Motion (AWIM), a PreK-12 program that brings STEM (Science, Tech, Engineering, Mathematics) education by providing mentorship to underserved communities. She is highly accredited, receiving many awards, designations, and licenses for her outstanding achievements. She is a Certified Minority-Owned Business, Certified Woman-Owned Business, and Dave Ramsey Preferred coach. She has conducted diversity inclusion workshops for large corporations like Blue Cross Blue shield, Pratt & Whitney, government agencies, and nonprofits such as Matrix Human Services. She is well known for her passion to eliminate financial illiteracy. She believes if you can dream it!! You can achieve it!!