Life Insurance

Do you really need it? Save $17,970 when you really need it.Create a Wealth ReserveTM to self-insure your risks.Accumulate $100,000 in 15 years to protect your assets.Why do you need life insurance? Are you protecting your family? Are you paying more than you need to pay? In the 21st century, you can purchase all your financial needs at a substantial discount, some to 100%. I will show you how to buy value-"quality at the right price." Avoid commissions and fees. Build your own wealth. You may be paying more premium than you need to. You may be paying for things in your policy you don't even want. You are probably using companies that are in business to serve their agents and their stockholders more than to serve you. When you use our suggestions and start saving premium every year, you can build your Wealth ReserveTM. This fund can help you save even more by using the strategy most businesses use to save on insurance. They self-insure some of their risks and save big. Most businesses pay less for their insurance needs by using their own interest-earning accounts to pay for small losses, if they occur. You can do the same with your Wealth ReserveTM. You build your Reserves, not your insurers' reserves. Like most businesses, you can develop your own "lifestyle" security. Instead of paying for insurance you don't need, you tailor it to your way of living. For instance, you probably pay for a death benefit in your car insurance policy. If you already own low-cost term, you don't need to pay the high rates from your auto carrier. Considering life insurance, many people overpay for life because they did not shop around when they were told they needed it. You may not even need it. You probably used an agent from a name-brand company. You did not know that the cost of the same coverage can vary by over 300%.