Live the Life You Want with the Money You Have The money handbook for a new generation

The must-have money handbook that will teach a new generation how to do money.

‘Cut out your morning latte and you can be rich!’ It’s a popular view – but it’s hopelessly inaccurate. The truth is, it’s not our morning coffee that’s keeping us out of the housing market or preventing us from building long-term financial security. We’ve never earned as much, owned as much, or been so highly educated, and yet millennials struggle with money more than any previous generation. Why? Because the old rules just don’t work anymore.

In Live the Life You Want With the Money You Have, Vince Scully, the founder of one of the first online financial planners Life Sherpa, shows you 8 simple steps to financial freedom that anyone can start right away, no matter how much money they have or how much debt they’re in.

Readers will learn how to review their spending habits, build an emergency stash, pay off debt, choose the right insurance, save up for your first home, make investments, and plan for retirement – all while feeling free to enjoy life.

If you have ever thought:

• I make a good living; how come I don’t have anything to show for it?
• I’ll never be able to afford a house of my own.
• Retirement seems so far away; I just can’t think about it
• Money is just too complicated; I can’t make a decision
• Why does this money stuff all have to be such hard work?
• I’m only 30; do I really need to think about all this stuff right now?

Then this is the book for you.

Vince Scully is the founder of online financial planner Life Sherpa® and a passionate advocate for better financial outcomes for people. Vince has over 30 years’ experience as a qualified accountant, financial planner and mortgage broker helping people live the life they want with the money they have.

Preface vii 01
Introduction: The latte fallacy 1
Step 1: Spend less than you earn 29
Step 2: Build an emergency stash 69
Step 3: Pay off your debts 78
Step 4: Prepare for the unexpected 95
Step 5: Get the super basics right 110
Step 6: Get your paperwork straight 122
Step 7: Buy and pay off your home 137
Step 8: Invest your surplus 167
Conclusion: The 8 steps in practice 197
About the author 200
References 201
Index 206