Mom's Got Money A millennial mom's guide to managing money like a boss

Mom's Got Money is a mother’s guide—an instruction manual to help them use the skills they already possess to become extraordinarily confident managers of their money. 

Alford won't pretend mothers don't have a lot on their plate. She already knows they're pressed for time. The weight of their daily decisions takes a toll. Sometimes, it feels like they manage everything, whether they have a supportive spouse or not. She knows this because it's that way in her house too. However, we all have a choice on how to handle that responsibility, and Alford thinks we can flip the script. Instead of being frustrated or feeling resentful, Alford teaches moms how to recognize their own strengths and develop true financial confidence.

Once readers master Alford's money lessons, they'll start to truly enjoy money. Vacations are more fun when they're already planned and paid for. Christmas shopping is a breeze when you have a fully funded holiday spending account. Never worry about the worst that can happen because you have a fully funded emergency fund and life insurance. Feel in control of your bills, caught up, and with room to spare.

In this book, you'll learn how to:

• Become an exceptional leader of your family with a growth mindset
• Calculate your net worth
• Effectively budget and manage your household cash flow
• Work with your spouse or partner on financial goals
• Understand what impacts your credit score
• Ensure you pay all your bills on time, every time
• Make sure you plan for emergencies
• Protect your family by buying term life insurance
• Do the math on childcare costs vs. career costs when having a family
• Plan and save for holiday spending, birthdays, and special events
• Learn the art and joy of giving

Ideal for moms everywhere, but especially new and millennial moms, Mom's Got Money is an indispensable guide to taking financial control of your life.

Catherine Alford (Detroit, MI) is an award-winning blogger, influencer, and financial educator who helps women take on a more active role in their finances. Named the #1 personal finance influencer to follow by Forbes and the Best Contributor/Freelancer for Personal Finance by the Plutus Foundation, her writing and expertise have been featured in dozens of notable publications like U.S. News and World Report, Bustle, Kiplinger, The Wall Street Journal, Business Insider, and many more. She has been interviewed on Good Morning America, Huffington Post Live, and other media outlets and has partnered with top financial brands like Ally, Discover, Quicken Loans, OneMain Financial, and more to create written and video content that helps consumers make smarter financial decisions. Today, Cat shows women how to do what she does: manage her finances and a family with confidence, grit, and humor. Her frank advice and daily Instagram stories have inspired thousands of women to recapture their life passions, earn more money, reach their goals, and take on a more active financial role in their families.

Preface

Acknowledgments

About the Author

Introduction

Chapter 1: Shifting to a Boss Mindset

Chapter 2: How to Determine Your Household Net Worth

Chapter 3: The Family Budget Meeting

Chapter 4: How to Manage Your Household Cash Flow and Start Saving

Chapter 5: How to Increase and Maintain Your Credit Score

Chapter 6: How to Negotiate, Earn Extra Money, and Start Investing

Chapter 7: Protect Your Family with Emergency Funds and Insurance

Chapter 8: The Childcare versus Career Dilemma

Chapter 9: Finances in Your Relationships

Chapter 10: The Art and Joy of Giving

Epilogue: Action Steps

Index

The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any access cards, study guides, lab manuals, CDs, etc.

The Used, Rental and eBook copies of this book are not guaranteed to include any supplemental materials. Typically, only the book itself is included. This is true even if the title states it includes any access cards, study guides, lab manuals, CDs, etc.