Texas Credit Code Handbook

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Supplemental Materials

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History and Scope of Texas Credit Code
Background on the Texas Credit Code	p. 3
Texas Consumer Credit Commissioner	p. 15
Relation of the Code to Other Laws	p. 23
Texas Usury Case Law on Conventional Interest	p. 31
Other Types of Interest under the Code	p. 43
Relation of Subtitles 1 and 2 of the Code	p. 51
Direct Closed-End Credit
Introduction to Direct Closed-end Credit	p. 59
Single-Payment, First-Lien Real Estate Installment Loans and Nonconsumer Installment Loans: Chapter 1 of the Code	p. 63
Installment Loans for Consumer Purposes and for Purchase of Motor Vehicle: Chapters 3 and 4 of the Code	p. 73
Secondary Mortgage Loans: Chapter 5 of the Code	p. 85
Dealer Paper
Retail Installment Sales of Consumer Goods and Services: Chapter 6 of the Code	p. 101
Retail Installment Sales of Motor Vehicles: Chapter 7 of the Code	p. 121
Manufactured Homes: Chapter 6A of the Code	p. 137
Open-End Credit
Introduction to Open-end Credit	p. 155
Types of Open-end Credit under the Code	p. 159
Interest Calculations
Interest Calculations under Subtitle 1 of the Code	p. 179
Interest Calculations under Subtitle 2 and Chapter 15 of the Code	p. 193
Penalties, Remedies, Defenses, and Litigation
General Considerations of Penalties and Remedies	p. 265
Penalties, Forfeitures, and Other Remedies	p. 281
Defenses and Defensive Strategies	p. 303
Parties, Venue, Jurisdiction, and Limitations	p. 329
Corrective Action under Chapter 8 of the Code	p. 339
Appendixes	p. 349
Table of Cases	p. 357
Index	p. 371
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