Peter King is Reader in Social Thought in the Centre for Comparative Housing Research at De Montfort University, Leicester. He is author of Private Dwelling (Routledge, 2004)
List of tables
p. ix
Preface
p. xi
Understanding housing finance
p. 1
A nightmare
p. 1
What do we mean by æhousing financeÆ?
p. 3
Why do we need housing finance?
p. 5
Quality and access
p. 6
A political approach to housing finance
p. 7
A simple model of complex systems
p. 9
Understanding housing finance
p. 11
Further reading
p. 12
Need, choice and responsibility
p. 13
Introduction
p. 13
Need
p. 17
Choice
p. 26
Responsibility
p. 32
Conclusions
p. 37
Further reading
p. 37
The importance of markets
p. 39
Introduction
p. 39
What are markets?
p. 41
Prices
p. 45
Property rights
p. 50
The nature of housing
p. 58
The nature of housing markets
p. 61
Conclusions
p. 67
Further reading
p. 68
Government action
p. 69
Introduction
p. 69
What is government?
p. 72
What can government do?
p. 76
Housing subsidies
p. 79
The purpose of object subsidies
p. 83
Arguments for subject subsidies
p. 87
What is social housing for?
p. 91
Do subsidies mean sustainable housing?
p. 94
Unintended consequences
p. 95
Conclusions
p. 97
Further reading
p. 98
Influencing markets
p. 99
Introduction
p. 99
The overriding political importance of owner occupation
p. 103
Subsidies to owner occupation
p. 107
The most successful housing policy of all?
p. 108
Economic stability and government intervention
p. 110
Controlling rents: an example of unintended consequences
p. 114
Decontrolling rents: another example of unintended consequences
p. 119
Housing allowances: the creation of incentives
p. 121
Conclusions
p. 127
Further reading
p. 127
Controlling housing
p. 129
Introduction
p. 129
The accountability of social housing
p. 132
Value for money
p. 135
Controlling social housing
p. 137
Private finance
p. 143
Funding new social housing
p. 144
What is the future role of social housing?
p. 148
Social housing and risk
p. 152
Conclusions
p. 155
Further Reading
p. 156
Complexity and choice
p. 157
Notes
p. 165
Bibliography
p. 167
Index
p. 173
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